Buying a flat at Godrej MSR City in Shettigere, North Bangalore, is a big decision. It's not just about choosing a home—it's about understanding the steps clearly so you know what to expect. This guide breaks it down in a simple and honest way, from your first inquiry to getting your keys.

Step 1: Start with Research and Learn About the Project

Before you decide anything, it's important to understand what the project offers.

1. Go online: Visit the official Godrej MSR City website or connect with their authorized sales team.
2. Project details to know:
1. The project covers about 62 acres.
2. Includes towers like Godrej MSR City Barca with 8 buildings.
3. Total homes: Over 4000 apartments.
4. Unit sizes:
1. 2 BHK: Around 1175 to 1488 sq. ft
2. 3 BHK: Around 1585 to 1876 sq. ft
3. Current prices (as of June 2025):

1. 2 BHK starts at around ₹1.18 Cr
2. 3 BHK starts at around ₹1.55 Cr
3. (Prices are base rates – other charges will apply)

Also check the RERA number:

PRM/KA/RERA/1250/303/PR/010425/007644

You can find this on the official RERA Karnataka website to confirm legal approvals.

Step 2: Visit the Site and See It for Yourself

A site visit is one of the most important steps.

1. Why visit matters:
1. You'll see where your future home could be.
2. Walk through the model flats to understand the layout and design.
3. Get a feel of the area—check how close it is to the airport, NH-44, upcoming metro lines, schools, and hospitals.

Even if it's an under-construction site, you'll still get a good idea of the builder's quality and project scale.

Step 3: Choose Your Flat and Understand the Price\

Now it's time to select the flat that fits your needs.

1. Pick based on your family size, budget, floor preference, view, and Vastu if it matters to you.
2. The sales team will give you a cost sheet with all details.

Here's what it usually includes:

1. Base price per sq. ft.
2. Floor rise charges for higher floors
3. Location charges if you pick a flat facing a park, clubhouse, or corner unit
4. Clubhouse and parking charges
5. Government charges:
1. GST (5%)
2. Stamp duty (3%–5%)
3. Registration (1%)
6. Maintenance charges for 1–2 years in advance
7. Corpus fund: A one-time amount for society expenses

Ask for the total "all-inclusive" price to avoid surprises.

Step 4: Block the Flat with an EOI

If you've made up your mind, you can temporarily block the unit.

1. How it works:
1. Fill a basic form called Expression of Interest (EOI).
2. Pay a token amount (₹50,000 to ₹1,00,000 based on unit type).
3. This locks your flat and price for a few days—usually 7 to 15 days.

This gives you time to arrange paperwork or check loan options.

Step 5: Submit Your Documents for KYC

Now comes the paperwork.

1. You'll need to provide:
1. ID proof: PAN Card (must), Aadhaar, Passport
2. Address proof: Utility bill, Aadhaar, or Passport
3. Income proof:
1. Salaried: Salary slips, ITR, bank statements
2. Self-employed: ITRs, business registration, financials
2. Passport-size photos

Ask the sales team for a draft of the Agreement to Sell. Read it carefully. You can also get a lawyer to check if anything seems unclear.

Step 6: Pay the Booking Amount and Sign the Agreement

Once your documents are checked, it's time to book officially.

1. Pay around 10% of the flat cost (minus the token already paid).
2. You'll get an Allotment Letter confirming your flat and payment plan.
3. Then, sign the Agreement to Sell and get it registered at the sub-registrar's office.
4. You'll also pay stamp duty and registration charges at this stage.

This step makes your booking legal and official.

Step 7: Apply for a Home Loan (If You Need One)

If you need a loan, Godrej MSR City is already approved by many banks.

1. Top banks include: SBI, HDFC, ICICI, Axis, and others.
2. Interest rates (June 2025):
1. Floating between 7.35% – 8.5%, depending on credit score and bank
2. Loan tenure: Up to 30 years
3. Processing fee: Usually 0.25% – 1% of loan amount + GST

The bank will check your income, credit score, and the project documents before giving approval.

Step 8: Follow the Construction Payment Plan

Godrej MSR City follows a Construction-Linked Plan (CLP).

1. That means you only pay in stages as the building goes up.
2. Example:
1. 10% on plinth work
2. 10% on ground floor
3. 10% on top floor
4. More payments during finishing, handover

Godrej keeps you updated through email or SMS so you'll always know what's happening.

Step 9: Get Ready for Possession

As the handover nears:

1. You'll get a notice to take possession.
2. Clear any pending amounts like maintenance or utility charges.
3. Do a final check of your flat—look for any issues or snags and report them.

Only after the Occupancy Certificate (OC) is received will you get the keys.

Step 10: Take Possession and Move In

You'll now receive:

1. Keys to your home
2. Possession letter
3. OC and Sale Deed copy

You can now start with interiors or move in directly. Godrej may also help with basic move-in support if needed.

Final Thoughts

Booking a flat at Godrej MSR City is easy if you know the steps. From the first visit to signing your agreement, everything is done in a professional and timely way. With good location, legal clarity, and a trusted builder, this project is a smart long-term choice for homebuyers and investors alike.