There are a lot of choices in the city's real estate market, but there are also risks if you don't do the right legal checks. Many buyers have had problems like disagreements, delays in getting their goods, or even losing money because the paperwork wasn't complete or there were secret costs.

What to check before buying a flat in Bangalore?

Here is a complete list of the legal checks and paperwork you need before getting a flat in Bangalore.

• Title Deed: This is the most important proof of ownership paperwork. A property lawyer should look at the mother deed to see who has owned the land for at least the last 30 years.
• Encumbrance Certificate: You can get this from the office of the sub-registrar or the Karnataka government site. An EC verifies that the property does not have any debts, loans, or legal claims against it.
• Property Tax Receipts: Make sure that the present owner has paid all of the taxes. Any taxes that aren't paid will be your responsibility after the sale.
• Physical Survey: Check the site to make sure you know the property lines, where the entry points are, and to make sure there aren't any problems with neighbours or encroachments.
• Khata Certificate and Extract: In Bangalore, you need a Khata to pay property taxes. Make sure the flat has an A-Khata, which means it follows the law. A B-Khata means there are problems, which can make it harder to sell or get a loan.
• Building Plan Approval: Make sure that the Bruhat Bengaluru Mahanagara Palike (BBMP) or the Bangalore Development Authority (BDA) gave permission for the building to go ahead. The building has to meet the accepted plan.
• No-Objection Certificates (NOCs): The building should have gotten NOCs from the Fire Department, the Pollution Control Board, BESCOM (for power), and BWSSB (for water and sewage).

What things should we check before buying a flat?

Before you buy a flat, you should check the formal papers, such as the RERA registration and the sale deed, to make sure you know who owns the property. To protect your investment, you should also look at the builder's reputation and financial factors, such as the cost of maintenance and your total budget.

What certain legal checks must be done on new (under-construction) apartments?

We should check that the project is registered on the official Karnataka RERA website. Registration with RERA makes things clear and ensures that the builder sticks to the schedule and the accepted specs.

• Commencement Certificate
• Certificate of Structural Stability
• Agreement Between a Builder and a Buyer
• Checks that the law requires for the resale of apartments
• Original Contracts of Sale and Title Deeds
• Loan Clearance
• Society NOC
• Share Certificate
• Possession Certificate
• Occupancy Certificate

How to check the quality of a flat?

Before you buy a flat, you should look at things like structural audit records or certificates from the builder. Wall Thickness and Quality of Plastering – If you tap on the walls and hear an empty sound, it could mean that the quality is bad. Also, make sure the sealing is even and there are no cracks. Uneven surfaces show that the work was done quickly or poorly.

Legal checks must be done whether you are buying a brand-new apartment from a company or an apartment that has already been owned. A flat with clear titles, licenses, and certificates will not only keep your money safe, but it will also give you peace of mind in the long run.

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